7.3 Under this Agreement, the payment processing services for goods and/or services purchased on one of Our Websites are provided by a third party engaged by DesignCrowd Pty. Ltd on behalf of itself or DesignCrowd LLC, or by DesignCrowd LLC directly, depending on the type of payment method used for the purchase of the goods and/or services. In the event You choose to pay for the goods and/or services with credit card in USD, the payment will be processed via an American Acquirer (that is, a US-based financial institution), and these terms will constitute an agreement between You and DesignCrowd LLC.