We may close your Account if you break these Terms or if there has been no activity on the Account for 12 months and you do not reactivate the Account after we have requested that you do so.</p> <p>4.4 If you do anything which we think might be fraud, we have the right to report those actions to the Police, to cancel the Agreement and the money standing to the credit of your Account may be kept by us to cover the costs we are put to in dealing with your fraud.</p> <p>4.5