Morningstar

Skip to Content <ul> <li> Morningstar brands and products </li> <li> Company </li> </ul> <ul> <li> About <ul> <li> Who We Are </li> <li> Careers </li> <li> Diversity, Equity, &amp. Inclusion </li> <li> Corporate Sustainability </li> <li> Privacy </li> </ul> </li> <li> Events <ul> <li> Morningstar Investment Conference - US </li> <li> Morningstar Investment Conference - Global </li> <li> Awards </li> <li> Webinars </li> </ul> </li> <li>Newsroom</li> <li>Investor Relations</li> </ul> <ul> <li> VIEW BY </li> <li> General </li> <li> Americas </li> <li> Europe, Middle East, Africa </li> <li> Asia Pacific </li> <li> Cookies </li> </ul> <ul> <li> </li> </ul> <strong>General Privacy Statement</strong>Last updated: December 14, 2020<p>Morningstar, Inc. and its affiliates (collectively, “Morningstar”) are committed to keeping your personal information safe. This General Privacy Statement describes how we use personal information, with whom we may share it, how we keep it secure, and your rights relating to your personal information.</p> <p>This Privacy Statement is intended for residents of jursidictions where Morningstar does not provide a jurisdiction-specific statement and applies to Morningstar users and customers (or “you”) who use, order, register or interact with any product or service from any Morningstar business. This includes customers and subscribers, product users, site visitors, and event attendees.</p> <p>Morningstar offers a wide range of products and services throughout the world and may use your information in different ways. Morningstar's subsidiaries may have product-specific privacy statements on how a specific product handles personal information. You can find more about these subsidiaries' products below.</p>How we collect your information<p>Morningstar collects your personal information through your interactions with us or from third-party sources. Specifically, we collect your information when:</p> <ul> <li>You use, purchase, or subscribe to our products or services.</li> <li>You interact with us, including when you ask us for support, attend one of our events, or otherwise contact us.</li> <li>You visit our sites or use our products. If you would like more information about how we use cookies to collect personal information, please read our Cookie Policy.</li> </ul> <p>We may also collect information about you from third parties, including:</p> <ul> <li>Your employer, organization, or other third party who arranges access to our products and services for you.</li> <li>Our partners and other service providers that work with us to provide you with our products or services. For example, with your consent, we may receive your information from your bank or other financial institutions.</li> <li>Your financial advisor, who may give us personal information about you when they use our products or services.</li> <li>Other publicly available sources.</li> </ul>Personal information we collect<p>The types of personal information we collect depend on your interactions with us and may include the following:</p> <ul> <li>Name and contact information: Your first and last name, email address, postal address, phone number, and other contact information.</li> <li>Account credentials: Your user ID, password, password hints, and other similar security information used to authenticate your account.</li> <li>Demographic information: Your age, sex, geographic location, and preferred language.</li> <li>Payment details: Your bank account information, credit card number, and other information used to process payments.</li> <li>Subscription and usage information: Information about the products or services you subscribe to and how you use them, including preferences, browsing history, and help information.</li> <li>Device and network information: Information about your device, such as IP address, location, or internet service provider.</li> <li>Financial and portfolio information: Information about your finances, portfolio, and transactions.</li> <li>Audio or video information: If you visit a Morningstar location or participate in a Morningstar event, Morningstar may record your image or voice.</li> <li>User content: Your files or other information you upload to our products or services.</li> </ul>How we use personal information<p>How Morningstar uses your information depends on the product and service that you use and your relationship with us. We use personal information as permitted under applicable law, as you request or consent to, and for the following purposes:</p> <ul> <li>Provide products and services, including to verify your identity, personalize the content you receive, create and administer your account, and send important account and product update information.</li> <li>Provide content or offers of content from third parties that you request.</li> <li>Provide customer service, as well as technical and product support.</li> <li>Provide you with marketing or targeted third-party advertisements.</li> <li>Conduct research and develop, improve, test, and enhance the features and functions of our products and services.</li> <li>Protect your, our, or third parties' networks, systems, property, or physical safety.</li> <li>Comply with requests from regulatory agencies, law enforcement, and other public and government authorities.</li> <li>Enforce our contracts, terms, and conditions, or otherwise exercise our legal rights. defend ourselves from claims. and comply with laws and regulations that apply to us or third parties with whom we work.</li> <li>Generate anonymous, aggregated data that we use for research and product development. We may publish or otherwise provide the results of this research data in our products and services.</li> <li>Participate in any merger, acquisition, or other corporate transaction.</li> <li>Meet our or third parties' audit and compliance requirements.</li> </ul>How we share personal information<p>Morningstar shares your personal information with other Morningstar companies, our business partners, content providers, clients, service providers, and other third parties with your consent or for the purposes disclosed above in this Privacy Statement.</p>Links to other websites<p>Where applicable, Morningstar may provide links to one or more third-party sites within our products or services. This Privacy Statement does not apply to those sites. We encourage you to read any third-party site’s privacy policy before providing any of your personal information to them.</p>How we protect, store, and transfer your personal information<p>Morningstar maintains a comprehensive information security program intended to keep your information safe. We have technical, physical, and organizational measures in place to protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of personal information. The measures we use are appropriate to the nature, scope, and purpose for which we use the personal information we collect.</p> <p>Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided.</p> <p>Morningstar companies, its operations, workforce, and service providers are located throughout the world. Depending on how you interact with us, your personal information may be handled and stored in, accessed from, or transferred to different countries. Whenever we transfer personal information to different countries, we take steps to ensure that the personal information we transfer receives adequate protection in the jurisdictions that we handle or store it.</p> <p>If you have additional questions about how we protect your information, please contact us.</p>Individual data access requests<p>Certain jurisdictions provide their residents rights to access, correct, restrict the sale of, or erase personal information. These rights are not absolute, and they don't always apply in all cases.</p> <p>If applicable, you can exercise your rights by sending us a personal data access request here. In response to a request, we'll ask you for additional information to verify your identity and may ask that you provide further information to help us better fulfill your request.</p> <p>If you request that we erase your personal information and we process that request, we may still retain certain elements of your personal information as permitted by law, including to comply with legal, regulatory, or our own policy requirements.</p> <p>We won’t discriminate against our customers who choose to exercise their rights to access, control, or delete their personal information. Some of our products and services, however, may require your personal information. If you choose not to provide your personal information, you may not be able to use those products or services.</p>Cookies and similar technologies<p>We use cookies and similar technologies to recognize when you've signed into our sites and personalize your experience with our products and services. For more information about how we use cookies, please read our Cookie Policy.</p>About children’s privacy<p>Morningstar does not separately identify or collect any information that is specific to children.</p>Product-specific policies<ul> <li> <p>Morningstar Investment Management Group:</p> <ul> <li>Morningstar® Managed Portfolios^SM </li> <li>Morningstar® Retirement Manager^SM </li> <li>Morningstar® Plan Advantage^SM </li> </ul> </li> <li>DBRS Morningstar®</li> <li>Sustainalytics, a Morningstar company</li> <li>PitchBook</li> </ul>How we revise this statement<p>Our business frequently changes, and we may need to update this statement to reflect those changes. When we make changes to this Privacy Statement, we’ll revise the “last updated” date at the top of this page. If we make material changes to this statement, we’ll notify you directly as required by law.</p>Contact us<p>If you have a concern, complaint, or question about how we handle your personal information, please contact us by using our web form, call us toll-free at +1 (888) 293-8609, or write us at the following mailing address:</p> <p>Morningstar, Inc.<br>22 W. Washington St.<br>Chicago, IL 60602<br>Attn: Chief Privacy Officer</p> <p>To find the Morningstar contact in your country, please visit our list of office contacts.<br> <br> <br> </p> Transparency is our policy. Learn how it impacts everything we do. Read More <p>Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data. </p> <p>We’d like to share more about how we work and what drives our day-to-day business.</p> How we make money <p>We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters. <br> </p> <p> </p> How we use your personal data <p>How we use your information depends on the product and service that you use and your relationship with us. We may use it to:</p> <ul> <li>Verify your identity, personalize the content you receive, or create and administer your account.</li> <li>Provide specific products and services to you, such as portfolio management or data aggregation.</li> <li>Develop and improve features of our offerings.</li> <li>Gear advertisements and other marketing efforts towards your interests.</li> </ul> <p>To learn more about how we handle and protect your data, visit our privacy center.</p> How we approach editorial content <p>Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.</p> <p>To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.</p> <p>Read our editorial policy to learn more about our process.</p> <ul> <li>What We Do </li> <li> For Business </li> </ul> <ul> <li>Insights </li> <li> Morningstar Magazine </li> <li> Newsletters </li> <li> Podcasts </li> <li> Trending Research </li> <li> Investing Dictionary </li> </ul> <ul> <li>About Us </li> <li> Our Story </li> <li> Careers </li> <li> Our Signature Methodologies </li> <li> Global Contacts </li> </ul> <ul> <li>Get Help </li> <li> Help Center </li> <li> joe@morningstar.com </li> <li> Discussion Forums </li> <li> Advertising Opportunities </li> </ul> United States <p>© Copyright 2023 Morningstar, Inc. All rights reserved. Dow Jones Industrial Average, S&amp;P 500, Nasdaq, and Morningstar Index (Market Barometer) quotes are real-time. <br>This site is protected by reCAPTCHA and the Google&nbsp;Privacy Policy and Terms of Service apply.</p> <ul> <li> Terms and Conditions </li> <li> Privacy Center </li> <li> Disclosures </li> <li> Member User Agreement </li> <li> Corrections </li> <li> Cookies </li> <li> Accessibility </li> <li>Cookies Settings</li> </ul> Privacy Preference CenterWhen you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. <br>More informationAllow All Manage Consent PreferencesEssential CookiesAlways Active<p>Essential cookies are necessary for our website to function and must remain on. They are usually placed when you take specific actions, such as signing in, filling out a form, or changing your privacy settings. You can set your browser to block or alert you about these cookies, but some parts of the site will not work.</p>Cookies Details‎Functional CookiesAlways Active<p>These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly.</p>Cookies Details‎Performance CookiesAlways Active<p>Performance cookies help us gather data on how visitors use our site, so we can measure and improve how it performs. They help us understand which pages are the most and least popular and see how visitors move around the site. If you do not allow performance cookies, we won’t know when you visited our site and won’t be able to monitor its performance.</p>Cookies Details‎Targeting CookiesAlways Active<p>Targeting cookies may be placed on our site by our advertising partners. They are often used by those companies to build a profile of your interests and show you relevant advertisements on other sites. They do not directly store personal information by uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less-targeted advertising.</p>Cookies Details‎Back ButtonCookie List<p> </p> Search IconFilter IconClear checkbox label labelApply CancelConsent Leg.Interest checkbox label label checkbox label label checkbox label label<ul> </ul>Reject All Confirm My Choices Give Feedback