Please note that if you are a cardholder, these Terms of Use are not ,intended to, and do not, modify or alter the terms of your Deposit Account Agreement or ,Cardholder Agreement, as applicable,which governs your use of your debit card (“Card”). By ,accessing or using the Services, whether via computer, mobile device or other technology, you ,represent that you are 18 years of age or older and you have readand agree to be bound by ,these Terms of Use in their entirety and all applicable laws, rules and regulations governing your ,use of the Services. These Terms of Use may be amended by posting a new version onour ,Serviceswhich version will be effective upon posting.