<ol> <li> <strong> <em>Class Action Waiver</em> </strong> </li> </ol> <p>Any Claim must be brought in the parties’ individual capacity, and not as a class member in any purported class, collective, representative, multiple plaintiff, or similar basis (“Class Action”), and the parties expressly waive any ability to maintain any Class Action in any forum whatsoever, including but not limited to, any action based on the Telephone Consumer Protection Act or Fair Debt Collection Practices Act.