if you are a resident of (i) <strong>Argentina</strong>, <strong>Brazil</strong>, <strong>Canada</strong>,<strong> Dominican Republic</strong> or an Eligible Jurisdiction in <strong>Europe</strong>, (ii) any Eligible Jurisdiction in which the arbitration provision in paragraph (1.) above is found to be unenforceable, or (iii) any other Eligible Jurisdiction where the waiver of class action rights is found to be unenforceable for any reason in a case in which class action allegations have been made, then the following shall apply: (x) any disputes, claims or causes of action arising out of or in connection with these Terms or the Visa Solution will be governed by and construed under the laws of the Eligible Jurisdiction of your residence.