Your personal information will only be used or disclosed for the purposes set out in this Privacy Policy and as authorized by law. </p> <p> 5. We will keep personal information used to make a decision affecting you for at least one year after using it to make the decision. </p> <p> 6. Subject to the above one-year retention requirement, we will only retain personal information for as long as necessary to fulfill the identified purposes above or as long as required for a legal or business purpose. </p> <p>