AND YOU USE THE SERVICES AT YOUR OWN RISK. IF YOU VIOLATE THE LETTER OR SPIRIT OF THESE TERMS, OR OTHERWISE CREATE RISK OR POSSIBLE LEGAL EXPOSURE FOR MINDS, WE CAN STOP PROVIDING ALL OR PART OF THE SERVICES TO YOU. </p> <p> 3. TO THE FULLEST EXTENT PERMITTED BY THE APPLICABLE LAW, MINDS OFFERS THE SERVICES “AS-IS” AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND CONCERNING THE SERVICES, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE,