Usage of Your Personal Data We use your Personal Data in our business activities for providing our or our partners’ products/services and to perform, among other actions, the following:<br> 1. to facilitate the transactions or report on these transactions;<br> 2. to undertake research and analytics for offering or improving our products/services and their security and service quality;<br> 3. to check and process your requirements submitted to us for products/services and/or instructions or requests received from you in respect of these products/services;<br> 4. to share with you, updates on changes to the products/services and their terms and conditions;<br> 5. to take up or investigate any complaints/claims/disputes;<br> 6. to respond to your queries or feedback submitted by you;<br> 7. to verify your identity for us to provide products/services to you;<br> 8. to carry credit checks, screenings or due diligence checks as lawfully required by us;<br> 9. to monitor and review products/services from time to time;<br> 10. to undertake financial/regulatory/management reporting, and create and maintain various risk management models;<br> 11. for conducting audits and for record keeping purposes;<br> 12. for selective offers and promotions.<br> <strong>External processing</strong>: We may provide your personal information to our affiliates or other trusted businesses or persons or service providers engaged by us, or institutions that we partner with to assist us with providing you with products/services to better serve your needs and interests, based on your instructions and in compliance with our Privacy Policy and any other appropriate confidentiality and security measures.<br> We also use your Personal Data to fulfill the requirements of applicable laws/regulations and/or court orders/regulatory directives received by us.