Scope of application <p>TWINT AG (hereinafter referred to as “<strong>TWINT AG</strong>“) is a Swiss public limited company headquartered in Zurich.</p> <p>TWINT AG offers private customers (hereinafter referred to as the “<strong>customer</strong>“) a mobile payment application for the iOS and Android operating systems (hereinafter referred to as the “<strong>TWINT app</strong>“) under the name “prepaid TWINT &. other banks”.</p> <p>