There is a necessity equivalent to the above items.</li> </ul> </li> </ul> Article 31. Exemption from Liability <ul> <li>Chatwork Co., Ltd. bears no responsibility for damage caused to a User by a third party using the User's email address and password regardless of whether it was provided intentionally by the User or through negligence of the User.</li> <li>Chatwork Co., Ltd. bears no responsibility for the misuse of credit cards by a third party. the issue will be handled by the User and a third party or credit card company, regardless of the intent of the User.</li> <li>Chatwork Co., Ltd. bears no responsibility for disputes between Users and entities such as credit card companies, payment service providers, or other financial institutions. disputes will be resolved by the involved parties.</li> <li>