The credit will expire after the first renewal and will not carry forward or be refunded.</p> <p> Credit card or direct debit details are taken directly by our authorized Level 1 PCI DSS compliant payment service provider and never touch our servers in an unencrypted state. In addition, bank grade communications encryption (HTTPS / TLS) is used throughout our website to protect your data in transit.</p> 7 - Third Party Interference and Damage to Access Devices <p> Although Problem Free has security measures in place, you accept that Problem Free is not responsible for any third party interference with the Site.