7.2 Late Payment <p>In case of late payment, Crayon Games is authorized to charge interest set to the applicable legal lending rate in the EU. Crayon Games is also entitled to discontinue Services and to suspend the User’s Account(s) if payment is overdue. For the period of a suspension, no performance fee is payable for any closed subscriptions.</p> 7.3 Direct Debit Reversals, Cancellation Fees <p>If Crayon Games incurs costs and/or losses or if Crayon Games is charged a cancellation fee due to a cancelled direct debit payment as a result of User fault or circumstances leading back to the User (for example, if the User does not have an adequate or sufficient account balance), the User shall bear all cancellation fees generated for Crayon Games as a result of these actions.