ยท If circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions that we have taken.</p> <p> <strong>11.12 Disclosure of Payment Information to Third-Parties:</strong> To protect your privacy, we will not disclose any information about your online Payment Transactions to any person, except as follows:</p> <p>1. as necessary to complete transactions;</p> <p>2. to validate or verify the existence and condition any dispute involving payment, including with a third party, such as a financial institution or credit bureau (or, for Massachusetts residents, a consumer reporting agency as defined in chapter 93 of the Massachusetts General Laws);</p> <p>3. to comply with government agency or court orders;</p> <p>4. to our employees, auditors, service providers, attorneys, or collection agents in the course of their duties;</p> <p>5. to persons authorized by law in the course of their official duties. or</p> <p>