You retain ownership of your User Content save and except the Stock Materials (as defined below) and Clipr Content (as defined below), and you understand that if you post User Content under or on behalf of a company, organization, or other entity, such entity will own and be entirely responsible for all such User Content.</p>4.2 User Content<p>You agree not to submit or use User Content that: (i) may create a risk of harm, loss, physical or mental injury, emotional distress, death, disability, disfigurement, or physical or mental illness to you, to any other person, or to any animal.