<strong>Last Updated: September 8, 2020</strong>
or Pango Inc.
which may be herein referred to either as “we”.
“Intersections” or “Pango”.
that govern and restrict your use of the Sites.
APPLY ONLY TO YOUR USE OF THE SITES AND DO NOT PERTAIN TO ANY PRODUCTS OR
SERVICES OFFERED ON THE SITES OR OTHERWISE OFFERED BY AURA.
regarding your service is available on the Legal page on www.aura.com.</p>
<p>YOUR AFFIRMATIVE ACT OF USING AND/OR REGISTERING
IF YOU DO NOT AGREE, DO NOT USE AND/OR REGISTER WITH THE SITES.</p>
You understand and agree that the Sites are
semi-public and provided to you on an AS IS and AS AVAILABLE basis.
all responsibility and liability for the availability, timeliness, security or
reliability of the Sites.
The opinions expressed on the Sites are not
necessarily the opinions of us and may or may not be totally accurate.
reserve the right to modify, suspend or discontinue the Sites with or without
notice at any time and without any liability to you.</p>
<p>Please note the arbitration provision set forth below, which may require you to arbitrate any
claims you may have against Aura on an individual basis.
EXCEPT WHERE AND TO
THE EXTENT PROHIBITED BY LAW, WHICH MAY INCLUDE THE PROVINCE OF QUEBEC, .
ARBITRATION ON AN INDIVIDUAL BASIS MEANS THAT
YOU WILL NOT HAVE, AND YOU WAIVE, THE RIGHT FOR A JUDGE OR JURY TO DECIDE </p>
<p>YOUR CLAIMS, AND THAT YOU MAY NOT PROCEED IN A
CLASS, CONSOLIDATED, OR REPRESENTATIVE CAPACITY.</p>
Intellectual Property Ownership</strong>
<p>The Sites contain copyrighted material, trademarks
and other proprietary information, including comments, articles, information,
catalogs, brochures, data, text, software, photos, logos, video and graphics (“<strong>Content</strong>”).
All Content and intellectual property rights in such Content are the sole property of Aura and its licensors.
<p>Additionally, the names, trademarks, service
marks, and logos of Aura belong exclusively to Aura and are protected from
reproduction, imitation, dilution or confusing or misleading uses under
national and international trademark and copyright laws.
All other trademarks,
service marks, and logos (including third-party product names) are the property
of their respective owners.
The use or misuse of these trademarks is expressly
prohibited, and nothing stated or implied on these Sites confers on you any
license or right under any patent or trademark of Aura or any third party.</p>
Use of Aura Content</strong>
<p>You may only use the Sites and the Content offered
on the Sites only for INTERNAL OR PERSONAL purposes, and not for any commercial
Aura authorizes you to view or
download a single copy of the material on the Sites solely for your internal or
personal use so long as you do not remove the copyright and other proprietary
rights notices that were contained in the Content.
You may not use the Sites to
sell a product or service.
however, you may use them to obtain information
about potentially engaging in business with us.
<p>You may not copy, modify, distribute, upload, publish, transmit, display, reproduce, transfer,
post, participate in the transfer or sale, create derivative works, or in any way exploit the Content of the Sites or any portion of such Content without prior written consent of Aura.
You may not use any data mining, robots, or similar data gathering and extraction tools on the Content, frame any portion of the Sites or Content, or reproduce, reprint, copy, store, publicly display, broadcast, transmit, modify, translate, port, publish, sublicense, assign, transfer, sell, loan, or otherwise distribute the Content without our
prior written consent.
You may not circumvent any mechanisms included in the
Content for preventing the unauthorized reproduction or distribution of the
You are responsible for all activities that may arise or occur to your system or your network during your visit to any Site.</p>
or international copyright, trademark, and/or other laws. .
You shall not use the Sites for any illegal purpose and you shall abide by all applicable local, state, provincial, territorial, national, and international laws and regulations.</p>
<p>Certain contributors on the Sites are compensated to provide content on topics of interest to the Sites’ users.
Contributions that contain endorsements of Aura products or services and are made by individuals with material connections to Aura will be identified as such.
While such contributors may receive compensation, the content is editorial and based
on their opinions, findings, beliefs, or experiences on those topics, services,
The views and opinions expressed within Aura blogs belong purely
to the authors.
Any product, claim, statistic, quote or other representation
about a product or service should be verified with the manufacturer, provider,
or party in question.</p>
User Submissions, Forums and Public Areas</strong>
<p>Certain places within the Sites, such as forums, blog pages or other public areas, may allow users to post comments or communications that are publicly accessible and non-confidential.
The content and communications posted within these areas is largely controlled by our users.
Aura, or the party hosting such a public area, has no control over such content and cannot guarantee the accuracy or reliability of any such content or
Thus, the responsibility for what is posted on these pages of
the Sites lies with each user — you alone are responsible for material you
<p>Neither Aura nor any third-party host of such a public area claims ownership of any of the information or material that you transmit, distribute, post, communicate, or store on, to, or through the Sites.
Therefore, by submitting any such material or communication to the Sites, you warrant that you own or otherwise control all the rights to any content or
communications submitted by you to the Sites and that you will not upload or
transmit any communications or content of any type that infringes upon or
violates any rights of any party.
By submitting communications or content to
any part of the Sites, you agree that such submission is non-confidential and
is not otherwise protected by any other law, including privacy, publicity,
copyright or trademark law.</p>
<p>By submitting communications or content to a
public area of the Sites, you agree that such submission is non- confidential
for all purposes.
You agree to allow Aura and all other persons or
organizations involved in the operation of the Sites the right to transmit,
monitor, retrieve, store, and use your information in connection with the
operation of the Sites.
Aura and/or one of its agents or partners reserves the
right, but shall have no obligation, to investigate the Sites or your use of
has occurred, (b) comply with any applicable law, regulation, legal process or
governmental request, or to (c) remove any postings, profiles, and to terminate
your ability to post to the service at any time without notice, in its sole
Aura also reserves the right to disclose any information necessary
to satisfy any applicable law, regulation, legal process, or governmental
request, or to edit, refuse to post, or to remove any information or materials in
whole or in part.
Any use of the Content not expressly permitted by these Terms
copyright, trademark, and/or other laws.</p>
<p>If you submit information to any forms on the Sites, you will provide complete, accurate and current information.
You may not impersonate any person or entity, misrepresent your affiliation with a person or entity, or misrepresent the origin of any content you submit to us through the Sites.</p>
<p>If you make any submission to or communications on
the Sites, you automatically grant, or warrant that the owner of such content
has expressly granted Aura, a royalty-free, perpetual, irrevocable, worldwide,
unlimited, nonexclusive license to use, reproduce, create derivative works
from, modify, publish, edit, translate, distribute, perform, and display the
communication or content material in any media or medium, or any form, format,
or forum now known or hereafter developed.
Aura may sublicense its rights
through multiple tiers of sublicenses.</p>
Rules for Posting Questions and Comments in Forums and Public Areas</strong>
<p>Aura does not control the content or communications of any of the public areas on the Sites.
However, Aura does have the right, but not the obligation, to monitor public areas to ensure the content and communications in such areas are within the spirit of the purpose
<p>Posts that contain your full name(s), or
any other confidential identifiable information of yourself or others;</p>
<p>Using a public area for any purpose in
violation of local, state, federal, or international laws;</p>
<p>Posting material that infringes on the
rights of others, including copyrights, trademarks, trade secrets, publicity or
<p>Posting material that is unlawful, obscene,derogatory, defamatory, threatening, harassing, abusive, slanderous, hateful, or embarrassing to any other person or entity as determined by Aura in its sole discretion;</p>
<p>Posting advertisements, solicitations or
spam links to other websites or individuals, without prior written permission
<p>Posting chain letters or pyramid schemes;</p>
<p>Impersonating another business, person or
entity, including Aura, its related entities, employees and agents;</p>
<p>Registering under more than one name and/or e-mail address;</p>
<p>Distributing viruses or other harmful computer code;</p>
<p>Harvesting or otherwise collecting
information about others, including email addresses, without their consent;</p>
<p>Allowing any other person or entity to use
your identification for posting or viewing comments;</p>
<p>Posting any communications that victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age or disability;</p>
<p>Engaging in any other conduct that restricts or inhibits any other person from using or enjoying the public area or the Sites, or which, in the judgment of Aura, exposes Aura or any of its customers, partners or suppliers to any liability or detriment of any type.
<p>After receiving a warning, continuing to disrupt the normal flow of dialogue, or posting comments that are not related to the topic being discussed (unless it is clear the discussion is free-form).</p>
<p>Users who violate these provisions shall be liable
for any claim, action, damage or harm caused to Aura, the user and any other
Furthermore, Aura may terminate the account of any person who
shall have the right in our sole discretion to edit or remove any material
submitted to the Sites for any reason, including material that we, in our sole
discretion, find to be in violation of the provisions hereof, or otherwise
objectionable or stale.</p>
<p>Notwithstanding this right of ours, users shall
remain solely responsible for the content of their messages.
and agree that neither us nor any of our affiliates shall assume or have any
liability for any action or inaction by us with respect to any conduct by users
within the Sites or any communication or posting on the Sites.</p>
Use of RSS and Comment Feeds</strong>
PLEASE REVIEW THIS SECTION BEFORE USING, DOWNLOADING, OR SUBSCRIBING TO A FEED.</p>
<p>Aura grants you a non-transferable, non-sublicensable, royalty free non-exclusive license to display on your website or in your newsreader platform the headlines, active
links, and other information or materials that you specifically select to
receive via the Feeds.
The Feeds are protected by U.S.
All rights in and to these Feeds, including the content and technology, are
reserved to Aura and/or Intersections Inc.
<p>The Feeds may be used only with those platforms and newsreaders from which a functional link is made available that, when accessed, takes the viewer directly to the display of the full article on one of the Sites.
You understand and agree that the Feeds that are provided may include footers to assure proper attribution for the content.</p>
<p>By using the Feeds, you agree not to:</p>
<p>Display the Feeds in a manner that does not
permit successful linking to or direction to our Sites;</p>
<p> Insert any intermediate page or other
content between the link displayed on your website and the landing page for the
content on our Sites;</p>
<p>Edit, modify, alter, or create derivative
works of the text, content or links supplied by us;</p>
<p>Use any robot, spider, other device or
manual process to monitor or copy any content from the Feeds;</p>
<p>Sell, retransmit, or commercially exploit
the Feeds, headlines or content in any manner except as expressly permitted by
us in writing;</p>
<p>Incorporate advertising into the Feeds as
displayed on your site.
or Use the Feeds for any unlawful purpose or in
violation of the rights of others.</p>
<p>By using the Feeds, you also agree not to use the Feeds on the following categories of websites:</p>
<p>Sites that incite hatred whether based on race, religion, gender, sexuality, or otherwise;</p>
<p>Sites that promote, encourage or facilitate violence;</p>
<p>Sites that discriminate against any specific social group;</p>
<p>Sites that promote, facilitate, or encourage illegal activity.
<p>Sites which are misleading, pornographic,
defamatory or that contain illegal or otherwise actionable content under
<p>We may restrict, suspend, or terminate the Feeds,
the license granted above, or your access to the Feeds at any time for any
reason including, without limitation, your violation of any provision of these
You agree to destroy all copies of the Feeds
(including removing all content supplied by the Feeds from any website) upon
receiving notice of termination from us.</p>
<p>In the event that any of the terms of these Terms
of Use have been breached or any rule stated above violated, Aura reserves the
right (but is not obligated) to do any or all of the following:</p>
<p>Record the dialogue in public areas on the Sites.</p>
<p>Terminate a user’s access to any portions
or pages of the Sites.</p>
<p>Monitor, edit, or disclose any communication made on or through the Sites.</p>
<p>Aura reserves the right to take any other action
it deems necessary to protect the personal safety of our guests, visitors, or
Disclaimer of Warranties</strong>
<p>EXCEPT WHERE AND TO THE EXTENT PROHIBITED BY LAW, THE SITES ARE PROVIDED “AS IS”.
AURA MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND WHATSOEVER TO YOU OR ANY OTHER PERSON RELATING IN ANY WAY TO THE SITES, OR
ANY WEBSITE OR THAT MAY BE ACCESSIBLE DIRECTLY OR INDIRECTLY THROUGH THE SITES, TO THE EXTENT PERMITTED BY LAW.
AURA DISCLAIMS IMPLIED WARRANTIES THAT THE SITES ARE MERCHANTABLE, OF SATISFACTORY QUALITY, ACCURATE, TIMELY, FIT FOR A PARTICULAR PURPOSE OR NEED, OR NON-INFRINGING.
NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY AURA OR A REPRESENTATIVE SHALL CREATE A WARRANTY.
<strong> </strong>AURA MAY MAKE CHANGES OR IMPROVEMENTS TO THE CONTENT AND FUNCTIONALITY OF THE SITES AT ANY TIME, WITHOUT PRIOR NOTICE TO YOU.</p>
<p>When using the Sites, information will be transmitted over a medium which is beyond the control and jurisdiction of Aura, its partners, advertisers, and sponsors.
Accordingly, Aura assumes no liability for or relating to the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Sites.
WE DO NOT
GUARANTEE THAT THE SITES WILL MEET YOUR REQUIREMENTS, OR THAT THEY ARE
ERROR-FREE, RELIABLE, WITHOUT INTERRUPTION OR AVAILABLE AT ALL TIMES.
WE DO NOT GUARANTEE THAT YOU WILL BE ABLE TO ACCESS OR USE THE SITES (EITHER DIRECTLY OR THROUGH THIRD-PARTY NETWORKS) AT ALL TIMES OR LOCATIONS OF YOUR CHOOSING.</p>
<p>FURTHER, AURA DOES NOT ENDORSE AND MAKES NO
WARRANTY REGARDING THE ACCURACY OR RELIABILITY OF ANY OPINION, INFORMATION, ADVICE OR STATEMENT ON THE SITES.
IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION, OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH THE SITES.
PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC INFORMATION, OPINION, ADVICE OR OTHER CONTENT ON THE SITES.</p>
Indemnity and Limitation of Liability</strong>
Aura may, at your expense, assume the
exclusive defense and control of any matter for which you are required to
indemnify Aura, and you agree to cooperate with Aura's defense of these claims.
Aura will use reasonable efforts to notify you of any such claim, action, or
proceeding upon becoming aware of it.</p>
<p>Except where and to the extent prohibited by law,
in no event shall Aura, its partners, sponsors, advertisers, agents or
licensors, or any third parties mentioned on the Sites be liable for any
damages (including, without limitation, incidental, consequential or other
indirect damages, personal injury/wrongful death, lost profits, or damages
resulting from lost data or business interruption) resulting from the use or
inability to use the Sites, whether based on warranty, contract, tort, or any
other legal theory, and whether or not Aura is advised of the possibility of
Except where and to the extent prohibited by law, Aura is not
liable for any personal injury, including death, caused by your use or misuse
of the Sites or public areas.</p>
<p>YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISPUTE
WITH AURA IS TO DISCONTINUE YOUR USE OF THE SITES.
IN NO EVENT SHALL AURA BE
LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE
DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA, REVENUES, OR PROFITS, WHETHER OR NOT AURA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH ACCESS TO, USE, OR PERFORMANCE OF THE SITES, FAILURE OF THE SITES TO OPERATE, OR ANY CONTENT OR OTHER INFORMATION PROVIDED IN CONNECTION WITH THE SITES.
THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.
USE OF THE SITES EXCEED TWENTY FIVE DOLLARS.
<p>Registration as a user or subscriber with the Sites may require both a user name and a password, and certain portions of the Sites may require use of multiple one time or persistent passwords.
You should consider your usernames and passwords as confidential information.
Anyone with knowledge of both your user name and password can gain access to the restricted portions of the Sites and to your account.
You must keep your user name and password confidential.
You shall immediately notify us if you become aware of
any loss or theft of your password or any unauthorized use of your user name
WE SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING FROM YOUR FAILURE TO COMPLY WITH THESE OBLIGATIONS.
We reserve the right to delete or
change a user name or password at any time and for any reason.</p>
Children and Teens</strong>
<p>The Sites are not intended for use by children. .
By submitting information to
the Sites, you warrant that you are above the age of majority. .
Links to External Sites</strong>
<p>The Sites may contain links to third party websites or resources.
Aura does not control these other websites and resources and is not responsible for their availability, content, or delivery of services.
Aura makes no representations whatsoever about such other websites or resources.
The inclusion of any link to a website does not imply endorsement by
Aura of that website or its entities, products or services.
conditions, or other terms, express or implied, as to any such linked website,
including, without limitation, as to the accuracy, ownership, validity, or
legality of any content of a linked website, are hereby excluded.
It is your
sole responsibility to take any precautions to ensure that whatever you select
for your use is free of items such as viruses, worms, trojan horses, and other
items of a malicious nature.</p>
Procedure for Making a Claim of Copyright Infringement</strong>
<p>We respect the intellectual property of others.
you believe that your work has been copied and is accessible on the Sites in a
way that constitutes copyright infringement, please follow the instructions
below on how to contact us to report possible copyright infringement.</p>
<p>Please email firstname.lastname@example.org and provide the following information:</p>
<p>an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;</p>
<p>a description of the copyrighted work that you claim has been infringed;</p>
<p>a description of where the material that you claim is infringing is located on the Sites;</p>
<p>your address, telephone number, and email address;</p>
<p>a statement by you that you have a good
faith belief that the disputed use is not authorized by the copyright owner,
its agent, or the law.
<p>a statement by you, made under penalty of
perjury, that the above information in your Notice is accurate and that you are
the copyright owner or authorized to act on the copyright owner’s behalf.</p>
Choice of Law</strong>
Commonwealth of Virginia, USA, exclusive of its choice of law principles.</p>
ON THE LAWS OF OTHER JURISDICTIONS, INCLUDING YOUR OWN.
CONSENTING TO THE EXCLUSIVE JURISDICTION OF, AND VENUE IN, STATE OR FEDERAL
COURTS IN THE COMMONWEALTH OF VIRGINIA OVER ANY DISPUTES OR CLAIMS YOU HAVE WITH US.
AND (3) SUBMITTING YOURSELF TO THE PERSONAL JURISDICTION OF COURTS LOCATED IN THE COMMONWEALTH OF VIRGINIA FOR THE PURPOSE OF RESOLVING ANY SUCH DISPUTES OR CLAIMS, ALL SUBJECT TO THE ARBITRATION AGREEMENT SET FORTH BELOW.</p>
AGREEMENT TO ARBITRATE</strong>
<p>Except where and to the extent prohibited by law, .
Aura and/or You may elect to
resolve any and all claims and disputes relating in any way to the Sites and
Arbitration Agreement involves interstate commerce and shall be governed by the
Federal Arbitration Act, 9 U.S.C.
§§ 1-16 (“<strong>FAA</strong>”), and not by state law.
If you or we elect to resolve a dispute by arbitration, neither you nor we will be able to have a court or jury
trial or participate in a class action or class arbitration.
Other rights that
you and we would have if you or we went to court will not be available or will
be more limited in arbitration, including discovery and appeal rights.
we each understand and agree that by allowing each other to elect to resolve
any dispute through individual arbitration, WE ARE EACH WAIVING THE RIGHT TO A
COURT OR JURY TRIAL.
IF ANY PARTY ELECTS ARBITRATION, THAT DISPUTE SHALL BE
ARBITRATED ON AN INDIVIDUAL BASIS, AND NOT AS A CLASS ACTION, REPRESENTATIVE ACTION, CLASS ARBITRATION OR ANY SIMILAR PROCEEDING.
The arbitrator(s) may not consolidate the claims of multiple parties.
Arbitrations shall be administered by the JAMS (“<strong>JAMS</strong>”) pursuant to the applicable JAMS rules in effect at the time the arbitration is initiated.
You may obtain information about arbitration, arbitration procedures and fees from JAMS by calling 800-352-5267 or visiting http://www.jamsadr.com. If JAMS is unable or unwilling to arbitrate a dispute, then the dispute may be referred to any other arbitration organization or arbitrator we both
agree upon in writing or that is appointed pursuant to section 5 of the FAA.
The arbitration shall take place at a location that is reasonably convenient
The arbitrator shall be authorized to award any relief that would have
been available in court, provided that the arbitrator’s authority is limited to
you and us alone, except as otherwise specifically stated herein.
arbitration decision will have any preclusive effect as to non-parties.
arbitrator’s decision shall be final and binding.
You and we agree that this
Arbitration Agreement extends to any other parties involved in any Claims,
including but not limited to affiliated companies and vendors.
Agreement shall take precedence over the rules of the arbitration organization
or arbitrator in the event of any conflict.
We will be responsible for paying
all arbitration fees other than the lower amount of filing fees you would have
incurred in a state or federal court.
Notwithstanding any other provision
herein, you or we may seek relief in a small claims court for Claims within its
In addition, you and we each may exercise any lawful rights to
seek provisional remedies or self-help, without waiving the right to arbitrate
by doing so.
Notwithstanding any other provision of this Agreement, if the
foregoing class action waiver and prohibition against class arbitration is
determined to be invalid or unenforceable, then this entire Arbitration
Agreement shall be void.
If any portion of this Arbitration Agreement other
than the class action waiver and prohibition against class arbitration is
deemed invalid or unenforceable, it shall not invalidate the remaining portions
of this Arbitration Agreement.
This Arbitration Agreement will survive the
insolvency (to the extent permitted by applicable law).
YOU HAVE THE RIGHT TO
REJECT THIS ARBITRATION AGREEMENT, BUT YOU MUST EXERCISE THIS RIGHT PROMPTLY.
If you do not wish to be bound by this agreement to arbitrate, you must notify
us in writing within sixty (60) days after the date you agree to these Terms of
Use, including this Agreement.
You must send your request to: Customer Service,
Box 222455, Chantilly, VA 20153-2455.
The request must include your full
name, address, account number, and the statement “I reject the Arbitration
force and effect as if you had not rejected arbitration.</p>
Amendment and Termination</strong>
<p>We shall have the right to immediately terminate
consider to be unacceptable, or in the event of any breach by you of these
The provisions of Sections 1, 2, 3, 5, 9, 10, 11, 16, 17, and 18
shall survive termination of this agreement.</p>
<p>If you have any questions about these Terms of
Use, please contact us at email@example.com or email us Customer Service, P.O.
222455, Chantilly, VA 20153-2455.</p>