FROM YOUR FAILURE TO COMPLY WITH THESE OBLIGATIONS. We reserve the right to delete or change a user name or password at any time and for any reason.</p> <strong>12. Privacy</strong> <p>We collect personal information on the Sites, which is subject to the terms of our Privacy Policy</p> <strong>13. Children and Teens</strong> <p>The Sites are not intended for use by children.&nbsp. By submitting information to the Sites, you warrant that you are above the age of majority.&nbsp. </p> <strong>14. Links to External Sites</strong> <p>The Sites may contain links to third party websites or resources.