Uphold

On 2019-12-01 02:29:39 UTC, cloudtester ⁽⁵²⁶⁷⁾ wrote:

From DuckDuckGo search:
"Uphold is a cloud-based digital money platform enabling users to buy, hold, convert and transact across 30+ currencies and commodities, including 7 cryptocurrencies. Uphold members can deposit funds to their account via bank account, credit card in addition to cryptocurrencies such as bitcoin, litecoin and ethereum into reserve-backed currencies and commodities allowing anyone with a device to send, receive, and exchange money and commodities. Headquartered in Charleston, South Carolina, with offices in Larkspur, Braga, London, and Shanghai, Uphold allows users to convert bitcoin into "cloud money," in 30+ currencies and 4 precious metals. The company also has an open API and has stated interest in addressing the remittance market through partnerships with the retail outlet Elektra and the Salinas Group."

On 2019-12-01 02:37:17 UTC, cloudtester ⁽⁵²⁶⁷⁾ wrote:

Uphold is a particularly interesting candidate to review for ToS;DR as it appears (to the non legally trained eye) that they are solely responsible for all transactions of BAT (Basic Authentication Token), which is a crypto-currency, launched by the Brave browser (a privacy focussed browser) to allow monetisation of web-browsing whilst respecting privacy. The BAT system allows Brave, the user (web-surfer), the advertiser, and the content creators (website publisher) to benefit from privacy-respecting advertising directly consumed by the user via the Brave browser.

There is naturally greater attention this kind of claim should draw from a privacy and ToS perspective.

To the non-trained eye, it looks like:

Brave ToS state that BAT can be accrued by registered users and sent to registered publishers, but both need to be registered and identitied (ID held by) Uphold. Therefore Uphold's ToS are also interesting.