Disputes <p> <strong>PLEASE READ THIS SECTION CAREFULLY AS IT CONTAINS A BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER THAT IMPACT YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES.</strong> </p> <p> <u>Governing Law</u>: All matters relating to the Site and these Terms of Service, and any dispute or claim arising therefrom or related thereto shall be governed by and construed for both substantive and procedural purposes in accordance with the laws of the State of New York, U.S.A., without giving effect to any principles of any choice of law provisions.</p> <p> <u>