16.2. <strong>Controlling Law.</strong> These Terms and Conditions, the terms of the Programs and the relationship contemplated thereby, shall be governed by the laws of the United States and the State of Michigan, without giving effect to principles of conflicts of law. Each party, to the extent permitted by applicable law, hereby irrevocably and unconditionally (a) submits to the general jurisdiction of the federal and state courts located in Oakland County, Michigan.