20.</strong> <strong>OTHER TERMS</strong> </p> <p> </p> <p> <strong>Applicable Law and Jurisdiction.</strong> These Terms, their subject matter and their formation, are governed by the laws of your country of residence. Any dispute arising out of or in connection with these Terms, including any question regarding existence, validity or termination of these Terms, shall be subject to the jurisdiction of the competent courts of your country of residence.</p> <p> </p> <p>