Any disputes regarding this Policy, as well as any disputes arising from your use of this Web Site, shall be governed by the laws of the State of Tennessee, without giving effect to the conflicts of laws provisions thereof. By using the Web Site you irrevocably agree to submit to the exclusive jurisdiction of the Shelby County Circuit Court or the United States District Court for the Western District of Tennessee at Memphis in connection with any suit, action or other proceeding concerning the Policy and/or your use of the Web Site. </p> <p> <strong>