That’s why the laws of the State of New York will govern these Terms of Use, without regard to conflict of law provisions. If for any reason a dispute proceeds in court rather than through arbitration, the courts located in the borough of Manhattan, New York County, New York USA will have exclusive jurisdiction of such dispute, and you and Patch each irrevocably agree to submit to the personal jurisdiction of such courts for such purpose and waive any and all objections to exercise of such jurisdiction by such courts and to venue in such courts. </p> <p>