These Terms of Use and any disputes arising under or related to these Terms of Use (whether for breach of contract, tortuous conduct or otherwise) and any claim relating to the Content shall be governed by the substantive laws of the State of New Jersey. By using this Site, you agree that any dispute to enforce, defend, or interpret any right or remedy under, arising in connection with, or relating to, these Terms of Use, shall be settled through binding arbitration under the AAA Rules of Arbitration, located at a mutually convenient forum in Somerset County, New Jersey.