We shall not be liable to you or any third party for any of the foregoing.</p> <b>12. Dispute Resolution</b> <p>If you are a citizen of the United States, you agree to the following dispute resolution terms:</p> <p> <b>Binding Arbitration</b> <br> To the fullest extent permitted by law, any claim, controversy or dispute arising out of or relating to a Service, these terms or any other policies or other terms incorporated herein (including the breach, termination, enforcement, interpretation, enforceability, validity, or rights under any of any of the foregoing) (each, a “Dispute”) will be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its choice of law principles.</p> <p>