IF YOU DO NOT AGREE TO WAVIE THE RIGHT TO PARTICIPATE IN A CLASS ACTION OR WAIVE YOUR RIGHT TO A JURY TRIAL, YOU ARE NOT AUTHORIZED TO USE THE CONTENT, SITE OR SERVICES IN ANY WAY.</p> <p> <strong>18. GOVERNING LAW AND JURISDICTION. </strong>These Terms, and all claims relating to or arising out of these Terms, whether sounding in contract, tort, or otherwise, shall be governed by the laws of the State of Connecticut, including Connecticut’s statutes of limitations governing your claim, without giving effect to its principles of conflicts of law.