Governing law and jurisdiction:</strong> All users of the Service agree that the laws of New Zealand shall govern and apply to these Terms and each user’s use of the Service, and all users submit to the exclusive jurisdiction of the New Zealand courts for any matter or dispute arising in relation to these Terms.</li> </ol> <p> <small> <em>This policy was last updated in November 2020 (to strengthen and expand on clauses 5, 8 and 10) and is effective immediately.</em> </small> </p> <ul> <li>