The term "you", "You", or "User" refers to all types of people and entities interacting with the Services, including Visitor, Applicant, and Customer.<br>You may not use the Novo Services and you may not accept this Agreement if you are not at least 18 years of age and, in any event, of a legal age to form a binding contract with Novo.<br><br>If you accept this Agreement, you represent that you have the capacity to be bound by it or if you are acting on behalf of a company or entity that you have the authority to bind such an entity.