5. Opening an account with us</strong> <p> </p> <p> <strong>5.1 Who is allowed to use the Services?</strong> </p> <p>You are only allowed to use the Services if you meet the following criteria and represent and warrant that you: (a) are 13 years of age or older, or are under the age of 13 and your Parent or School has given permission for you to participate in the Services. (b) are not currently restricted or prohibited from using the Services. (c) will only maintain one Hobbyist plan at any given time.