1. Requirements.</strong> The Site and Services are not intended for use by individuals under eighteen (18) years of age. If you are under eighteen (18) years of age, you do not have permission to use and/or access the Site or Services. The Site, and the ability to apply for Services, are available only to individuals at least eighteen (18) years of age who can enter into legally binding contracts under applicable law, and whom are residents of the United States.</p> <p> <strong>2. Agreement Acceptance.</strong> This Agreement constitutes the entire and only agreement between you and Company with respect to your use of this Site and the Services, and supersedes all prior agreements, representations, warranties and/or understandings with respect to the Site and Services.