You agree not to copy, modify, display, or use these trademarks without written permission from the Compliance Entities. All rights not expressly granted to you in these Terms are reserved.</p> <b>Your Representations and Warranties</b> <p>You represent and warrant to the Compliance Entities on the date of your acceptance of these Terms and each day on which you use or transfer MobileCoins or use a MobileCoin Wallet, in each case with reference to the facts and circumstances existing at such date, as follows:</p> <ul> <li>that, if you are an individual, you are 18 years of age or older and that you have the capacity to contract under applicable laws;</li> <li>