2. Your Credit Karma Account 2.1 General Requirements <p>You will need to register for a Credit Karma member account to access many aspects of our Services, like your free credit scores, credit reports, credit monitoring, ID monitoring, and personalized offers for products and services from our partners. Registering for a member account is optional, but if you do not register for an account, you will not be able to access certain aspects of our Services.</p> <p>By registering for a Credit Karma member account, you certify that:</p> <ul> <li>You are 18 years of age or older</li> <li>