Please note that if you are a cardholder, these Terms of Use are not intended to, ,and do not, modify or alter the terms of your Deposit Account Agreement or Cardholder ,Agreement, as applicable,which governs your use of your debit card (“Card”). By accessing or ,using the Services, whether via computer, mobile device or other technology, you represent that ,you are 18 years of age or older and you have read and agree to be bound by these Terms of ,Use in their entirety and all applicable laws, rules and regulations governing your use of the ,Services. These Terms of Use may be amended by posting a new version onour Serviceswhich ,version will be effective upon posting.