Any claim or dispute (whether in contract, tort, or otherwise) you may have with us arising from or related to the Online Services or these Terms will be resolved exclusively by final and binding arbitration administered by JAMS and conducted before a single arbitrator using JAMS’s Streamlined Arbitration Rules and Procedures. Any cause of action you may have arising out of or relating in any way to the Online Services must be commenced within one (1) year after the claim or cause of action arises. </p> <p>You agree:</p>