To the extent that we may not, as a matter of applicable law, disclaim any warranty or limit our liabilities, the scope and duration of such warranty and the extent of our liability will be the minimum permitted under such applicable law. YOU AND 33ACROSS AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SITE, SERVICES OR 33ACROSS PLATFORM MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES OR, WITH RESPECT TO A PAYMENT DISPUTE, WITHIN NINETY (90) DAYS OF RECEIPT OF PAYMENT, OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED. </p> <p> 16. INDEMNIFICATION.