All claims arising out of or relating to these terms or the Services must be litigated exclusively in the federal or state courts of New York, and both parties consent to venue and personal jurisdiction there. You agree that regardless of any statute or law to the contrary, any claim or cause of action against Wagtopia arising out of or related to these Terms must be filed within one year after such claim or cause of action arose, or be forever barred.</p> <p> <strong>19. Waiver and Severability</strong> </p> <p>