By using the Website, you hereby consent to submission of any dispute to final and binding arbitration.</p> <p> <strong>Limitation on Time to File Claims</strong>: Any cause of action or claim you may have arising out of or relating to these Terms of Service or the Website must be commenced within one (1) year after the cause of action accrues, otherwise, such cause of action or claim is permanently barred.</p> <p> . <strong>Refund Policy</strong>: If you are not satisfied with your purchase, you may request a refund.