Spruce is not responsible for those or any other fees.</p> VII. Restrictions on Use <p>You will not use, or encourage or permit others to use, our Platform except as expressly permitted in these Terms. You will not, and will not encourage or permit others to:</p> <ul> <li>Use or attempt to use the Platform via any account that is not your own or in any other way that is not personally and uniquely identifiable to you, which explicitly includes any use or attempted use of any individual user account by more than one specific person, automated connection, or other entity or process;</li> <li>