loss of business opportunity, goodwill or reputation. or any indirect or consequential loss or damage. </li> <li> <strong>Our maximum liability shall not exceed the sums paid or payable by you to us in the 12 months prior to the date on which liability arises.</strong> </li> </ul> <p> <strong>We do not exclude or limit in any way our liability to you where it would be unlawful to do so.</strong> This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors or for fraud or fraudulent misrepresentation.</p> <p> <strong>We are not responsible for viruses.</strong>