or</li> <li>any effect which use of Fluency Tutor may have on any software you use.</li> </ol> <p>13. Our total aggregate liability for any loss, claim, cost, damages and/or expense incurred by you as a result of your or any third party’s use of Fluency Tutor shall be limited to 100% of the last annual subscription fee paid by you to us. In the event that you have made no such payment, our total aggregate liability shall be £25. In view of the fact that you are not required to make any payment for the license granted under these User Terms, you acknowledge that this limitation on our liability is reasonable.</p> <p>14.