To become a Registered User, you must provide your name and email address (either directly to us, or we may receive it from an Institutional Customer) and select a password (your email address and password, collectively your <b>“Log-In Credentials”</b>). You may not transfer or share your Log-In Credentials with any third parties, and you are solely responsible for maintaining the confidentiality of your Log-In Credentials. You acknowledge and agree that we rely on Log-In Credentials to know whether Registered Users accessing the Site and using our Services are authorized to do so. If someone accesses our Site or Services using your Log-In Credentials, you authorize us to rely on the Log-In Credentials and to assume that it is you who is accessing the Site and Services. &nbsp;You are solely responsible for any and all use of your Log-In Credentials and all activities that occur under or in connection with your Log-In Credentials or account.