Your obligations for transactions conducted prior to Account closure will survive the closure of the Account.</p> <p>&nbsp;</p> <b>c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp. Disclaimer of Warranties</b> <p>EXCEPT AS EXPRESSLY OTHERWISE PROVIDED IN THIS AGREEMENT, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND TO YOU, AND HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, REGARDING OUR SERVICES OR ANY FINANCIAL SERVICE OR RELATING TO OR ARISING OUT OF THIS AGREEMENT, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.</p> <p>&nbsp;</p> <b>d.&nbsp;&nbsp;&nbsp;&nbsp. Assignability</b> <p>You may not assign or transfer your Account or your obligations under this Agreement. We may, however, transfer or assign our rights under this Agreement, including any balances in your Account. If we assign our rights, you will get a notification from us.</p> <p>&nbsp;</p> <b>