12.4 You understand that if you delete your account, or if we delete your account in accordance with these Terms, you may lose access to (A) Virtual Money or Virtual Goods associated with your account and any data previously associated with your account (including, without limitation, the level or score you have reached in our Services). and (B) subject to and where permitted by Section 4, any prepaid monies or prizes associated with your account.</p> <p>12.5 YOU ACKNOWLEDGE AND AGREE THAT YOU SHALL HAVE NO OWNERSHIP OR OTHER PROPERTY INTEREST IN ANY ACCOUNT, INCLUDING ANY PREPAID MONIES OR PRIZES ASSOCIATED WITH IT, THAT YOU CREATE USING ANY OF OUR SERVICES. WE MAY SUSPEND, TERMINATE, MODIFY OR DELETE ANY OF THESE ACCOUNTS AT ANY TIME FOR ANY REASON OR NO REASON, WITH OR WITHOUT NOTICE TO YOU.</p> <p>12.6 All provisions of the Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, Sections 2, 3, 4, 5, 6 (except for 6.2), 7, 8, 9, 10, 11, 12, 13, 14, 15 and this Section 12.6.</p> <p> <b>13 GOVERNING LAW. MANDATORY ARBITRATION</b> </p> <p>13.1 PLEASE READ THIS SECTION CAREFULLY BECAUSE IT AFFECTS YOUR RIGHTS. BY AGREEING TO MANDATORY, BINDING ARBITRATION, YOU WAIVE YOUR RIGHT TO LITIGATE DISPUTES THROUGH A COURT AND TO HAVE A JUDGE OR JURY DECIDE YOUR CASE.