and (xiii) credit reporting agencies as authorized by law.</p> <ol> <li>INDEMNIFICATION</li> </ol> <p>8.1. General.&nbsp. You will defend, indemnify, protect and hold harmless us and our employees, officers, directors, members or shareholders, lenders, principals, managers and representatives from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees regardless of whether any action is ever commenced) arising out of or relating to any third party claim, suit, action or proceeding brought against us concerning: (a) your use of our Service (including any activities under your account and use by your employees and personnel).