13. Indemnity <p>You agree to indemnify, defend, and hold harmless Picmaker from any claims, losses, damages, demands, expenses, costs, and liability arising out of or related to your access, use, or misuse of Picmaker’s services , including but not limited to your violation of any third-party right such as right of privacy, publicity, or Intellectual Property Rights and breach of any terms under this Agreement .</p> <p>