Indemnification.</u> </strong> You agree to defend and hold harmless H&R Block, H&R Block Affiliates, their franchisees and their respective current and former successors, assigns, officers, directors, representatives, employees, and agents from and against any and all claims, suits, settlements, losses, liabilities, penalties, damages (including incidental and consequential damages), costs, and expenses (including reasonable attorneys' fees and expenses) resulting from or arising out of your breach of this Agreement or your User Content.</p> Back to Top <p> <strong>11. <u>ARBITRATION IF A DISPUTE ARISES ("Arbitration Agreement").</u> </strong> </p> <p>11.1 <strong>Scope of Arbitration Agreement.</strong>