Indemnification <p> You agree to indemnify and hold harmless Cloze, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Cloze Platform, including but not limited to your violation of these Terms. </p> 20. Agreement to Arbitrate <ol> <li> <strong>Arbitration</strong>.