<p>If you opt out of the arbitration agreement (as provided below), or if the arbitration agreement is found to be unenforceable, or if you neither are a resident nor have a principal place of business in the United States or Canada, you agree to resolve any claim you have with SpiderOak exclusively in a state or federal court located in Kansas City, Missouri and to submit to the personal jurisdiction of those courts for purpose of litigating all such disputes.
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