16. Changes to these Terms of Use <p>We may make changes to these Terms of Use from time to time. If we make changes, we will post the amended Terms of Use to our Service and update the Effective Date above. If the changes, in our sole discretion, are material, we may also notify you by sending an email to the address associated with your Account (if you have chosen to provide an email address) or by otherwise providing notice through our Service. Except as set forth in the Arbitration and Class Action Waiver section, by continuing to access or use the Service on or after the Effective Date of the revised Terms of Use, you agree to be bound by the revised Terms of Use.  If you do not agree to the revised Terms of Use, you must stop accessing and using our Service before the changes become effective.</p>