To the fullest extent permitted by law, (1) you waive all claims relating to charges unless claimed within 60 days after the charge has been attempted (this does not affect your credit card issuer rights) and (2) refunds (if any) are at the discretion of Iron.io and shall be in the form of credit for Iron.io Services. </li> <li>Iron.io may change its fees and payment policies for Iron.io Services at any time. In the event such changes might have a monetary effect on paying customers, Iron.io will notify affected customers at least thirty (30) days prior to the beginning of the billing cycle in which such change will take effect.